Why choose Dot Dot Loans?

If a top road bank has turned you straight down in past times, it doesn’t necessarily mean you cannot get that loan with a poor credit score – or locate a direct loan provider that’s shopping for you.

Dot Dot Loans isn’t an agent therefore we’re maybe maybe not a middleman. Connect with us and now we’ll function as only individuals you cope with. And there are yet more reasons to turn to us when you are in search of a bad credit loan:

• We are fair: No penalty charges and no included interest. You are going to only ever pay off the quantity we agree from the beginning. In the end, no body likes nasty shocks
• We are versatile: brief or term that is long you are able to select a payment period you like – from 3 to 48 months
• We are friendly: We are constantly pleased to assist if you wish to e mail us, our UK-based customer care team are really easy to get your hands on with any questions you have
• We are fast: often, you merely can not manage to hold off. Our fast loans for the bad credit score could possibly be to you in one hour to be authorized
• We are completely controlled: We are fully managed because of the Financial Conduct Authority (FCA) – and we also just provide credit that is bad to clients who are able to realistically afford them

We are happy with that which we do, and we also’re focused on assisting all our clients. But why simply take our term because of it? Realise why we are rated ‘Excellent’ predicated on our separate Trustpilot reviews.

Exactly what are the great things about loans for bad credit?

Have you got a less-than-perfect credit score? That loan for bad credit from direct loan providers like Dot Dot Loans could possibly be the ideal option. Here is why:

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• Simple and fast: From a straightforward online application to getting a preliminary choice right away, our quick loans for bad credit are a proper assistance – perhaps maybe not minimum if the amount of money’s required in an urgent situation.
• Dealing with you as someone: we are going to never ever determine a software on your own credit history alone. We glance at your own circumstances, including earnings or profits, to ensure that loan is suitable for you.

Do you know the disadvantages that are potential?

As with any kinds of credit, you will find risks to understand whenever trying to get bad credit loans from direct loan providers or agents. The 2 big what to look out for are:

• Greater rates: Loans if you have a credit that is bad frequently have greater interest levels. The bigger the attention rate, the higher the general price of borrowing are going to be.
• Payment worries: sticking with your instalments is a must. By lacking a repayment, you can do further problems for your credit score. But we can assist in the event that you’re concerned about falling behind or lacking a repayment. Speak to us to see just what your choices are.

Why might we have ‛bad credit’?

Bad credit may be the unofficial term for having a credit history that is less-than-spotless. It may be which you haven’t any past reputation for making use of credit after all. A few of the cause of having bad credit are:

• Creating a payment later (or not making one at all)
• Obtaining credit way too many times in a period that is short
• Getting a specific voluntary arrangement (IVA) or becoming made bankrupt
• Being a new adult without any credit record that is previous
• Going into the British – you cannot bring a credit score from offshore

Also things you may maybe maybe not think of can harm your credit rating. You may never be registered to vote or there might be errors on the file. But it doesn’t suggest you are stuck. Dot Dot Loans has arrived to obtain a loan with a bad credit score – regardless if other direct loan providers are saying “no”.