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Sr. Item, Regulatory & Business Counsel

LendUp, Oakland, CA remote(temporarily)

Our objective would be to offer you aren’t a way to better economic wellness.

LendUp is just a technology that is financial located in Oakland dedicated to changing the subprime credit and financing room. We’re a Y-Combinator alum w12 that is(YC supported by prominent investors such as for instance Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item has been utilized in 7 states and we’ve seen great press protection within the Wall Street Journal, Financial occasions, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and others.

Just What we’re doing:

At LendUp we have been for an objective to supply a person with a path to raised monetary wellness. Thousands of people don’t have admission to quality credit. Their choices are frequently unfair and limited, plus it’s simple to be caught in a financial obligation period. This is actually the problem that is first attempted to solve, through the use of our blended expertise in pc computer software, information science, credit, and training, to your provided passion for economic health insurance and dignity.

Our core item, the LendUp Ladder, is an alternate to payday advances that transforms a trap into a way to borrow at reduced prices online payday loans Massachusetts and build credit. And each we see our customers succeed day. We’re building additional financial loans which will help us further speed up our objective of supplying you aren’t a path to raised health that is financial.

The Sr. Product, Regulatory and Corporate Counsel is going to be in charge of involved in close partnership with individual sections and get a cross practical groups to deliver legal and regulatory guidance as LendUp develops, implements and updates its services and products.

• Advise company lovers that are taking care of brand brand new and existing services and services and products from item development through launch, including compliance advising in terms of such items
• Offer timely, succinct and business-focused legal services on federal and state customer banking and financing legislation, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking laws like BSA/AML, and information privacy and security rules.
• Advise the LendUp item group on item advertising, advertisements and disclosures.
• Offer advice that is regulatory LendUp’s commercial and federal federal federal government relations counsel to help with negotiating commercial and bank agreements, and help legislative and policy issues.
• Offer regulatory advice and support to LendUp’s conformity group.
• Make use of banking institutions in developing cardholder agreements, disclosures as well as other item security
• Instruct and handle counsel that is outside since necessary
• Manage LendUp’s state financing certification needs, including acquiring and keeping licenses
• Construction and draft loan agreements for LendUp products
• Handle litigation and work issues, and any matter impacting business, as essential to offer the company

• A high-caliber that is proven experienced, solution-oriented and proactive lawyer with expertise in the financing space
• Deep experience analyzing and advising on many dilemmas linked to the monetary solutions industry, with certain expertise on customer banking that is digital individuals in a variety of re payments systems, including issuer processors and system supervisors, sub-prime and installment loans, like the rules, foibles linked to banks and state certified
• Deep knowledge of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state regulations linked to lending
• Power to balance working individually with little to no guidance and dealing closely and collaboratively within a little team that is legal
• Capability to interface effortlessly with all known quantities of the corporation (professional management, HR, business divisions, etc. ) also to gain the trust and self- self- confidence of others
• An enthusiastic feeling of ownership, and very adaptable up to a fast-changing environment
• A business that is solid with practical danger understanding

Education and Experience

• JD and 8+ years of expertise, including practicing in-house at a fast paced FinTech startup business ( or perhaps in an comparable environment) for at the least 36 months, with significant give attention to customer financing
• Preferred candidate may have experience involved in the re payments area, directly with regulators representing certified businesses, and negotiating and drafting complex monetary solutions agreements
• Established solution oriented and problem that is creative
• Capability to handle multiple projects simultaneously, with effective quality of conflicting priorities
• Exceptional oral and written communication skills and capacity to work in both groups and individually
• Admitted into the CA a situation club or authorized counsel that is in-house hawaii Bar of Ca
• Love of life

LendUp has everything you’d anticipate from a mission-driven business, like a competitive income; very very early phase equity; 100% business paid medical, dental and eyesight insurance coverage; ample vacation/sick leave policy; 401(k).

But right here’s everything we really like about LendUp lifetime:

• We’re invested in a varied and inclusive tradition that spurs innovation and produces a significant and impactful work place
• Certainly one of our values is “different backgrounds, exact same objective. ” We’re passionate about diverse applicants and possess channels that are slack to sets from mu

LendUp can be an opportunity that is equal

We increase equal job opportunities to qualified candidates and workers on a basis that is equal of a person’s age, battle, color, intercourse, faith, nationwide beginning, impairment, intimate orientation, sex identification or phrase, maternity status, marital status, military or veteran status, hereditary disposition, or every other explanation protected for legal reasons.